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Can I Retire at 50? The Savings You Need and the Bridge to 59½
Every calculator asks whether the pot is big enough. None ask whether you can reach it, and 401(k) money is locked until 59 and a half. Work out both, including the bridge those years need.
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Expense TrackerSplit bills across a group, record who paid, and see who owes whom. Shareable link, no signup.Self-employment taxWhat you keep from freelance or side income after self-employment tax, including the salary that cuts the rate to 2.9%.Home affordability checkWhether a specific house is affordable on your income, including the PMI and upkeep that lenders leave out.401(k) vestingHow much employer match is yours today, and what a plan termination would make yours.Real hourly wageWhat an hour of your working life actually pays once commuting, unpaid overtime and job costs are counted.401(k) projectionProject your balance at retirement from contributions, match and growth.