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You’ve heard the term “trust fund baby” tossed around in pop culture, right? Picture the affluent youth from movies, relying solely on their family’s established wealth. While such depictions might…
Many parents start thinking about their child’s future even before they utter their first words. In their quest to secure a comfortable life for their kids, they consider multiple financial…
Ever heard of the term ‘Custodial Roth IRA’ and wondered what it is all about? In simple terms, a Custodial Roth IRA is a type of Individual Retirement Account (IRA)…
Much like a secret passageway in a spy movie, a Backdoor Roth IRA allows individuals to circumvent income limitations for a Roth IRA. It’s a legal and intriguing way to…
If you’re a parent, a relative, or simply someone who cares about a child’s education, you’re likely concerned about how to finance the rising costs of higher education. Enter Education…
Who hasn’t dreamt of finding a way to make money from the comfort of their own home and work online using Internet? Whether you’re looking for a side hustle or…
CalPERS, the California Public Employees’ Retirement System, is a name you’ve likely come across, especially if you’re a public servant in the Golden State. Known as the largest public pension…
As retirement planning becomes increasingly important in today’s uncertain financial landscape, maximizing the potential of your 401(k) over contributions can significantly impact your future financial security. However, navigating the complexities…